Distinguish between the initial rate of interest and expected yield on an ARM. W

Distinguish between the initial rate of interest and expected yield on an ARM. What is the general relationship between the two? How do they generally reflect ARM terms? (500 word)
explain The three general methods of title assurance : (1. Warranty Deeds ,2. Title Search and Legal Opinion , 3. Title Insurance)? what is your Recommendation for your freind ? (300 word)